Healing the Healers: Income Protection Insurance Considerations for Doctors and Dentists
Healing the Healers: Income Protection Insurance Considerations for Doctors and Dentists Why are doctors and dentists classified differently? Doctors and dentists often have their own separate occupation code for the purposes of income protection underwriting. This is because of the constant exposure to ill people, and the slightly increased threat of violence through dealing with people in stressful situations. Do I need a doctor/dentist-specific policy? Start researching income protection and you'll quickly find that there are companies that provide policies labeled specifically as being for doctors and dentists. However, this doesn't mean that all other policies are unsuitable - if you choose the right options, you're free to go with any income protection insurance policy with peace of mind. What features do doctors and dentists need in income protection insurance? Due to the unique occupational hazards in being a doctor or dentist, you should make sure that your income ...